When you contact Absolute you will be able to talk to a mortgage expert who knows the whole market.
Mortgage lenders are no longer fighting for business and they are much more careful about to who they lend money. This means there are fewer options available to you and why expert help is so important.
We adhere to strict Financial Conduct Authority guidelines, which obligates us to provide advice most suited to your personal requirements, affordability and your risk profile.
Professional Mortgage Advisors
At Absolute Financial Management we are experienced and qualified to answer your questions on all types of mortgage enquiry. We provide fully independent financial advice to suit your circumstances.
First Time Buyer
Making the financial commitment to buy your first home can be a daunting experience. Additionally, getting on that property ladder for the first time is certainly not as easy as 10-15 years ago with property prices being higher than ever in proportion to our earnings. In addition, as a first-time buyer searching for a mortgage can be stressful and confusing.
We can help you with valuable advice from managing your expectations based on your ability to borrow money in view of your financial circumstances, researching the market for you and seeing your mortgage application through to completion.
As a home-owner, if you are on a fixed-term mortgage, having to remortgage your home when the fixed term comes to an end often means a lot of hassle. Before you know it, it is time to start researching and evaluating the mortgages on offer from all the different lenders. This takes time and time is precious when having to juggle work, family and other interests in our often busy lives.
Alternatively, even if you are not on a fixed-term mortgage, you may have decided that you need money for home improvements, to cut costs or to consolidate your debts by remortgaging your home.
Whether you are moving to a larger property, downsizing or moving for any other reason, moving home can be extremely stressful. Making sure that the sale of your property and the purchase of your new one are synchronised is not an easy task. Our experienced mortgage adviser can reduce the stress by assisting you with all the mortgage matters when you are moving home.
Whether you are new to the buy-to-let market, interested in buying to let, or you are looking for a better deal, we can help you find the best buy-to-let mortgage in the market.
A buy to let mortgage is usually used for any property you own which has a primary purpose of generating income from letting out the property.
Funding for developments and commercial purposes is still very much available in the current challenging market. Buying commercial property can be a good investment for a business as the property itself can become an important asset to the business.
Commercial lending includes:
- buying the premises of your own business;
- remortgaging your commercial property; and
- investing in commercial properties or developments.
Whatever your commercial borrowing needs are, we have the expertise necessary to find the best deals available.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority do not regulate Commercial Lending and some aspects of Buy-to-Let mortgages.
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances, but we estimate it will be £295.
Please call us on 01424 457080 or 01233 646666 for further information and to book an appointment with one of our mortgage advisers.
Independent Mortgage Advice
We can provide you with independent whole of market advice about hundreds of lenders, all in one place.
We offer a quality, personal service from start to finish.
Enter your details and we will source the right mortgage for you. However, before you supply any personal details to us via our website, please read our Data Protection Notice. This notice sets out how we will process the personal data you provide to us in line with the General Data Protection Regulations (GDPR). Once you have read the Data Protection Notice, please tick to confirm that you have read it and that you agree to Absolute Financial Management processing your personal information for the purpose of contacting you. We will not use the details you provide us in the contact page to market to you.