Financial Planning

Cashflow Planning

Get Advice

Achieve your goals

Cashflow planning is the process of analysing your income and expenses to determine your current and future cash flow position. It involves creating a detailed budget and projecting your income and expenses over a specified period, such as a month, quarter, or year.

It helps you to understand how much money you have available, how much you need to meet your expenses and savings goals, and where you may need to make adjustments to your spending or income to achieve your financial objectives. This process can help you identify potential cash flow issues, such as shortfalls or surpluses, and enable you to make informed decisions about how to manage your money and is an essential part of financial planning.
Greater understanding of your financial position
Essential to achieving your financial goals
Better management of finances
Our Process

Your journey

Speak to an adviser

One of our financial advisers will contact you using your preferred method of contact to discuss your financial financial objectives and current circumstances.

Find a plan that works for you

Our advisers will take into consideration the financial goals and objectives that are most important to you and offer advice in meeting these goals and objectives.

Begin your journey

Now you're on the road to financial freedom. Your adviser will continue to support you throughout your journey with us, putting your needs at the forefront of every decision.

Things to consider

Financial clarity: Cash flow modelling provides a clear picture of your current financial situation and can help you to understand how your income and expenses are affecting your overall financial health.
Goal-setting: Cash flow modelling can help you to set financial goals and plan for the future, such as saving for retirement or a child's education.
Risk management: Cash flow modelling can help you to identify potential risks to your financial well-being, such as an unexpected job loss or a significant expense, and prepare for them accordingly.
Budgeting: Cash flow modelling can help you to create a realistic budget and track your spending, allowing you to manage your money more effectively and avoid overspending.
Investment planning: Cash flow modelling can help you to evaluate the impact of investment decisions on your overall financial situation and identify the best investment strategies for your needs.
Tax planning: Cash flow modelling can help you to plan for tax liabilities and minimise your tax obligations, allowing you to keep more of your money.
Inaccurate assumptions: Cash flow modelling relies on assumptions about future income and expenses, which may not always be accurate. Changes in your financial situation or unexpected expenses can impact the accuracy of your cash flow model.
Limited scope: Cash flow modelling may not take into account all aspects of your financial situation, such as investments, taxes, or estate planning. It's important to consider a broader range of financial factors to ensure a comprehensive financial plan.
Over-reliance on modelling: Cash flow modelling is a useful tool, but it's essential to remember that it's only a model and cannot predict future events. Over-reliance on cash flow modelling can lead to a false sense of security or unrealistic expectations.
Complexity: Cash flow modelling can be complex and time-consuming, requiring significant effort and expertise to develop and maintain.
Cost: Cash flow modelling may be costly, particularly if you work with a financial professional to develop and implement a cash flow model.

Important Information

It is important to understand the risk associated with any form of financial product as well as the fees involved.

Past Performance

Past performance is not a guarantee of future return, nor is it necessarily indicative of future performance. Keep in mind investing involves risk. The value of your investment may fluctuate over time, and you may gain or lose money.

Our Fees

The precise amount of the fee will depend upon your circumstances, and our advisors will provide you with an accurate set of costings after assessing your situation.

Speak to one of our experts about cashflow forcasting.

Start your journey

Join SmartMoney

Smartmoney is our quarterly magazine that includes present financial news and tips and tricks to grow your income.

Contact Us

01233 646 666
Find your local office
Absolute Financial Management is authorised and regulated by the Financial Conduct Authority, FCA Number 401135 /

Registered in England and Wales 05027747. Registered Office The Bull Yard, R/O 75 High Street, Ashford, Kent, United Kingdom, TN24 8SN.

Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service, Exchange Tower, London, E14 9SR. Website:
© 2023 Absolute Financial Management
crossmenuchevron-down Skip to content