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What is ESG investing?

ESG investing considers environmental, social, and governance factors alongside financial factors, evaluating sustainability and ethical impact. It identifies companies committed to sustainable practices that are likely to outperform and alerts investors to environmental or social controversies that could harm financial performance. This approach aligns investments with values and promotes positive change.

Positive Screening

Positive screening is an ESG investment approach where companies that meet certain ESG criteria are actively selected. This approach involves identifying companies that are leaders in ESG performance, such as those with a strong commitment to reducing their carbon footprint or having a diverse workplace. It supports companies that make a positive impact and potentially yields financial returns while encouraging them to improve their ESG performance.

Negative Screening

Negative screening in ESG investing involves excluding companies from an investment portfolio based on poor ESG performance or involvement in controversial activities. It helps investors align their investments with their values and avoid supporting companies not committed to sustainable practices or social responsibility. Negative screening is a powerful tool for investors seeking to promote positive change while achieving financial returns.

Responsibility and ethics is at the heart of what we do.

Our biggest responsibility is to you, our client and your assets. We embed a culture that puts clients at the heart of everything we do and are committed to doing the right things for our clients.

In both the way we invest money for our clients and the way we run our business, we know the importance of sustainability. We offer a range of responsible investments to help you to be part of creating a better future.

Sustainable Development Goals

We work with and recommend companies to you who can demonstrate their commitment, and are driving change.
Our Goals
Our Process

Your journey

Speak to an adviser

One of our financial advisers will contact you using your preferred method of contact to discuss your financial financial objectives and current circumstances.

Find a plan that works for you

Our advisers will take into consideration the financial goals and objectives that are most important to you and offer advice in meeting these goals and objectives.

Begin your journey

Now you're on the road to financial freedom. Your adviser will continue to support you throughout your journey with us, putting your needs at the forefront of every decision.

Important Information

It is important to understand the risk associated with any form of financial product as well as the fees involved.

Past Performance

Past performance is not a guarantee of future return, nor is it necessarily indicative of future performance. Keep in mind investing involves risk. The value of your investment may fluctuate over time, and you may gain or lose money.

Our Fees

The precise amount of the fee will depend upon your circumstances, and our advisors will provide you with an accurate set of costings after assessing your situation.

Frequently asked questions

What is the minimum and maximum age for equity release?
Equity release plans are available to homeowners from age 55, and there is no upper age limit. Not all providers lend at all ages, but most plans are available to applicants aged 60 to 85. For joint applications, providers will consider both ages.
How long does equity release take?
It usually takes around eight weeks for an equity release application to complete and for you to receive your funds. Some applications complete in as little as three weeks; however, some complicated cases can take many months.
How do I repay an equity release mortgage?
The loan is usually repaid through the sale of your home after you pass away or move into long-term care. However, you can also choose to pay some, none or all of the interest early. Your early repayment options include: optional repayments, monthly interest payments, and paying back the full loan and interest.

Depending on which product you take out, there are limits on how much you can repay and how often you can make repayments.
What happens if I go into care?
Yes, you can use the money you release from your home to for pay care home fees, in-home care or any other care related costs. You can also use it to adapt your home for care, such as installing alarms or a walk-in shower.

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Absolute Financial Management is authorised and regulated by the Financial Conduct Authority, FCA Number 401135 /

Registered in England and Wales 05027747. Registered Office The Bull Yard, R/O 75 High Street, Ashford, Kent, United Kingdom, TN24 8SN.

Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service, Exchange Tower, London, E14 9SR. Website:
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