Inheritance Tax Planning


Inheritance Tax Planning

IHT planning refers to the process of arranging your affairs in a way that minimises the amount of inheritance tax (IHT) that your estate will be liable for upon your death. Inheritance tax is a tax that is payable on the value of an individual's estate after they die, and can be a significant expense for those with larger estates.

IHT planning involves a range of strategies and techniques that are designed to reduce the value of your estate for IHT purposes.
We can help to mitigate any inheritance tax bill
Passing wealth to beneficiaries
Financial gifting
Our Process

Your journey

Speak to an adviser

One of our financial advisers will contact you using your preferred method of contact to discuss your financial financial objectives and current circumstances.

Find a plan that works for you

Our advisers will take into consideration the financial goals and objectives that are most important to you and offer advice in meeting these goals and objectives.

Begin your journey

Now you're on the road to financial freedom. Your adviser will continue to support you throughout your journey with us, putting your needs at the forefront of every decision.

Making an informed decision.

The primary benefit of IHT planning is that it can help to reduce the amount of tax that your estate will be liable for upon your death, which can help to preserve more of your wealth for your beneficiaries.
IHT planning can give you greater control over how your assets are distributed upon your death, and can ensure that your wishes are carried out in a tax-efficient manner.
Effective IHT planning can help to protect your assets from being eroded by taxes and fees, and can ensure that your beneficiaries receive the maximum possible value from your estate.
By taking steps to minimise your IHT liability, you can have greater peace of mind knowing that your loved ones will be taken care of after your death.
IHT planning is an important part of estate planning, and can help you to plan for the future and ensure that your assets are passed on to your beneficiaries in the way that you intend.
IHT planning can be complex, and the rules and regulations governing IHT can be subject to change. Keeping up with these changes can be time-consuming and may require professional advice.
IHT planning can be expensive, particularly if you need to seek professional advice or set up complex structures such as trusts. The cost of IHT planning may be prohibitive for some individuals.
IHT planning often involves making decisions about your assets that cannot be easily changed later on. This lack of flexibility can be a disadvantage if your circumstances change or you have second thoughts about your IHT planning strategy.
Some IHT planning strategies, such as making gifts or setting up trusts, may involve giving up control of your assets or limiting your access to them. This loss of access can be a disadvantage if you need to use your assets for unexpected expenses.
Unforeseen consequences: IHT planning strategies can have unintended consequences, particularly if they are not carefully planned and executed. For example, making gifts to reduce IHT liability may affect your eligibility for certain benefits or care services.
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Important Information

It is important to understand the risk associated with any form of financial product as well as the fees involved.

Past Performance

Past performance is not a guarantee of future return, nor is it necessarily indicative of future performance. Keep in mind investing involves risk. The value of your investment may fluctuate over time, and you may gain or lose money.

Our Fees

The precise amount of the fee will depend upon your circumstances, and our advisors will provide you with an accurate set of costings after assessing your situation.

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