Financial Planning

Retirement Planning


Plan for your retirement

Our experts can address your inquiries on the appropriate pension contributions, effective management of multiple pensions, and the possibility of overfunding your pension for the year. We can guide you in ensuring that your pension funding is aligned with your desired income in retirement.
Determine pension contributions that meet your needs
Combine your existing pensions
Ensure you don't overfund your pension
Feel more confident about your future
Our Process

Your journey

Speak to an adviser

One of our financial advisers will contact you using your preferred method of contact to discuss your financial financial objectives and current circumstances.

Find a plan that works for you

Our advisers will take into consideration the financial goals and objectives that are most important to you and offer advice in meeting these goals and objectives.

Begin your journey

Now you're on the road to financial freedom. Your adviser will continue to support you throughout your journey with us, putting your needs at the forefront of every decision.

Making an informed decision.

The primary benefit of a pension is that it provides you with a regular income in retirement, which can supplement your other sources of income, such as Social Security.
Pensions offer tax advantages, with potential tax breaks on your contributions, depending on the type of pension plan you have.
Employers are required to offer pensions as a benefit to their employees, and may also contribute to your pension account on your behalf. This can help you save more for retirement than you might be able to on your own.
Pensions offer a range of investment options, which can allow you to diversify your portfolio and potentially earn higher returns than you would with a savings account or other low-risk investments.
Pensions require you to contribute a portion of your income, which can help you save more for retirement than you might otherwise. This forced savings can be especially helpful for those who struggle to save on their own.
In most cases, you cannot access the funds in your pension account until you reach a certain age or retire. This lack of access can be a disadvantage if you need to access your savings for unexpected expenses.
Pensions are typically invested in the stock market and other securities, which carry some degree of risk. If the markets perform poorly, your pension account could lose value, potentially reducing your retirement income.
Pensions are often subject to strict rules and regulations regarding contribution levels, investment options, and withdrawal rules. This lack of flexibility can be a disadvantage if you want more control over your retirement savings.
If you change jobs or move to a new country, you may not be able to transfer your pension account to your new employer or location. This lack of portability can be a disadvantage if you want to maintain control over your retirement savings.
Pensions often involve paying fees and expenses, such as management fees, transaction costs, and administrative expenses. These fees can eat into your investment returns over time, potentially reducing your retirement income.
Get in touch

Ready to start your journey with Absolute?

Speak to an adviser
Find your local office

Important Information

It is important to understand the risk associated with any form of financial product as well as the fees involved.

Past Performance

Past performance is not a guarantee of future return, nor is it necessarily indicative of future performance. Keep in mind investing involves risk. The value of your investment may fluctuate over time, and you may gain or lose money.

Our Fees

The precise amount of the fee will depend upon your circumstances, and our advisors will provide you with an accurate set of costings after assessing your situation.

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Absolute Financial Management is authorised and regulated by the Financial Conduct Authority, FCA Number 401135 /

Registered in England and Wales 05027747. Registered Office The Bull Yard, R/O 75 High Street, Ashford, Kent, United Kingdom, TN24 8SN.

Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service, Exchange Tower, London, E14 9SR. Website:
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