Property Ownership

Mortgage Advice

Introduction

Your mortgage partner for life

When you contact Absolute you will be able to talk to a mortgage expert who knows the whole market.

Mortgage lenders are no longer fighting for business and they are much more careful about to who they lend money. This means there are fewer options available to you and why expert help is so important.

We adhere to strict Financial Conduct Authority guidelines, which obligates us to provide advice most suited to your personal requirements, affordability and your risk profile.
First time buyer advice
Remortgaging your home
Buy to let property advice
Commercial lending
Our Process

Your journey

Speak to an adviser

One of our financial advisers will contact you using your preferred method of contact to discuss your financial financial objectives and current circumstances.

Find a plan that works for you

Our advisers will take into consideration the financial goals and objectives that are most important to you and offer advice in meeting these goals and objectives.

Begin your journey

Now you're on the road to financial freedom. Your adviser will continue to support you throughout your journey with us, putting your needs at the forefront of every decision.
Considerations

Making an informed decision.

Benefits
Considerations
Buying a home can be a good investment over the long term, as property values tend to appreciate over time. This can provide a source of wealth and financial stability.
Homeownership gives you greater control over your living space, allowing you to make changes and improvements without needing permission from a landlord.
Owning a home provides a sense of stability and security, as you don't have to worry about sudden rent increases or being forced to move due to a landlord's decision.
Homeowners may be eligible for tax benefits, such as deductions for mortgage interest and property taxes, which can help reduce overall tax liability.
There is a sense of pride and accomplishment that comes with owning a home, as it is a significant accomplishment and a symbol of personal success.
If you purchase a property that includes additional rental units or bedrooms, you may be able to generate rental income to help offset the cost of the mortgage and other expenses.
Buying a home can require a significant upfront investment, including a down payment, closing costs, and other fees. This can make homeownership less accessible for some individuals.
Homeownership comes with ongoing maintenance and repair costs, which can be unexpected and expensive. This can include costs for major repairs, such as a new roof or HVAC system, as well as regular maintenance like lawn care and pest control.
omeowners are responsible for property taxes and insurance, which can be a significant ongoing expense.
The value of your home is subject to market fluctuations, which can impact your ability to sell the property or refinance your mortgage. In some cases, this can lead to financial difficulties.
Get in touch

Ready to start your journey with Absolute?

Speak to an adviser
Find your local office

Important Information

It is important to understand the risk associated with any form of financial product as well as the fees involved.

Past Performance

Past performance is not a guarantee of future return, nor is it necessarily indicative of future performance. Keep in mind investing involves risk. The value of your investment may fluctuate over time, and you may gain or lose money.

Our Fees

The precise amount of the fee will depend upon your circumstances, and our advisors will provide you with an accurate set of costings after assessing your situation.

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Absolute Financial Management is authorised and regulated by the Financial Conduct Authority, FCA Number 401135 / https://register.fca.org.uk/

Registered in England and Wales 05027747. Registered Office The Bull Yard, R/O 75 High Street, Ashford, Kent, United Kingdom, TN24 8SN.

Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service, Exchange Tower, London, E14 9SR. Website: www.financial-ombudsman.org.uk.
© 2023 Absolute Financial Management
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