Buying a new home

Our mortgage advisers can walk you through the complexities of buying your first home.

Guiding you through your purchase.

We adhere to strict Financial Conduct Authority guidelines, which obligates us to provide advice most suited to your personal requirements, affordability and your risk profile.

Reduce the stress of buying a new home with our expert help along the way
We will help you find the best option for your circumstances
Advice in all areas of home ownership
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Your Journey

Speak to an adviser
One of our financial advisers will contact you using your preferred method of communication to discuss your financial objectives and current circumstances.
Find a plan that works for you
Your adviser will support you throughout your journey with us, putting your needs at the forefront of every decision.
Begin your journey
Now you're on the road to financial freedom. Your adviser will support you throughout your journey with us, putting your needs at the forefront of every decision.

Looking to become a client?

If you would like to join our client network and work towards achieving your financial goals then apply today by using our easy online form.
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Making an informed decision

Benefits
Considerations
Buying a home can be a good investment over the long term, as property values tend to appreciate over time. This can provide a source of wealth and financial stability.
Homeownership gives you greater control over your living space, allowing you to make changes and improvements without needing permission from a landlord.
Owning a home provides a sense of stability and security, as you don't have to worry about sudden rent increases or being forced to move due to a landlord's decision.
There is a sense of pride and accomplishment that comes with owning a home, as it is a significant accomplishment and a symbol of personal success.
If you purchase a property that includes additional rental units or bedrooms, you may be able to generate rental income to help offset the cost of the mortgage and other expenses.
Buying a home can require a significant upfront investment, including a down payment, closing costs, and other fees. This can make homeownership less accessible for some individuals.
Homeownership comes with ongoing maintenance and repair costs, which can be unexpected and expensive. This can include costs for major repairs, such as a new roof, as well as regular maintenance like lawn care and pest control.
Owning a home can limit your flexibility, as it can be more difficult and costly to move if you need to relocate for work or personal reasons. It can also be more difficult to downsize if your needs change in the future.
The value of your home is subject to market fluctuations, which can impact your ability to sell the property or refinance your mortgage. In some cases, this can lead to financial difficulties.
Homeowners are responsible for property taxes and insurance, which can be a significant ongoing expense.

Important Information

It is important to understand the risk associated with any form of financial product as well as the fees involved.
Risk Warning
Your home may be repossessed if you do not keep up the repayments on your mortgage.
Fees
A fee of £795 when you apply for an equity release product, we will also be paid a commission from the lifetime mortgage lender / home reversion plan provider.

A fee of £145 when you apply for a mortgage product switch or mortgage transfer, we will also be paid a commission from the lender.

A fee of £395 when you apply for a mortgage purchase or re-mortgage, we will also be paid a commission from the lender.

Related Services

Equity Release

Release cash from your home.
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Later life mortgages

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Remortgaging

Find the right remortgaging option for you.
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Start your mortgage  journey with our experts.

From buying your first home to remortgaging your current one - absolute can help you on your mortgage journey.

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Absolute Financial Management is authorised and regulated by the Financial Conduct Authority, FCA Number 401135 / https://register.fca.org.uk/

Registered in England and Wales 05027747. Registered Office The Bull Yard, R/O 75 High Street, Ashford, Kent, United Kingdom, TN24 8SN.

Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service, Exchange Tower, London, E14 9SR. Website: www.financial-ombudsman.org.uk.
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