Planning for long-term care - Absolute Financial Management

Ease the financial burden of long-term care requirements.

Long term care planning means taking steps in advance to ensure you are financially prepared for any support you may need in the future.

Our team of experts can help to explain the options available for care that may be required immediately or at some point in the future.

Safeguarding your finances

Ensuring your loved ones can afford present and future care

Feel more confident about your future

Range of options to suit your personal needs

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Your Journey

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One of our financial advisers will contact you using your preferred method of communication to discuss your financial objectives and current circumstances.

Find a plan that works for you

Your adviser will support you throughout your journey with us, putting your needs at the forefront of every decision.

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Now you're on the road to financial freedom. Your adviser will support you throughout your journey with us, putting your needs at the forefront of every decision.

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   Sharon Howells 
 
 
 
  I would highly recommend Brad at Absolute Financial Management.  He carried out an assessment of our retirement savings and was extremely knowledgeable and thorough.  He was very good at explaining complex financial information in simple terms that we understood. He clearly had a focus only on our best interests. I would definitely use Absolute Financial Management again in the future.
  
 
       
   Alexander Dowds 
 
 
 
  just when you think things cant get any better, you come across a company like this. from the first phone call you get vip service and a level of friendliness many other organisations have forgotten.
John, Yvette and Spencer but to name a few. thank you.
  
 
       
   Simon Aplin 
 
 
 
  An excellent service. Helped us sort out a new Mortgage and also helped with future planning with regards to pensions and savings. We will continue to use Absolute Financial Management
  
 
       
   Gemma Pass 
 
 
 
  Highly recommend Victoria Smith at Absolute Finance, she was amazing from start to finish, she knew her stuff, she was professional, and she kept us sane through the process which wasnt the easiest. We wouldn’t have been able to do it without her. She was a massive support and having a personal contact through the process made all the difference. Thank you!!
  
 
       
   Sarah Byrne 
 
 
 
  Couldn’t be happier with the fantastic service provided by Victoria Smith at Absolute Financial Management. Friendly, professional and extremely knowledgable. She has put my financial affairs in good order and given me great peace of mind. I wish I had used her services sooner. Highly recommend.
  
 
       
   Laurence Leyden 
 
 
 
  Victoria was exactly what we needed when assessing our financial position. She made it easy to understand some fairly complex issues and came up with short, medium and long term suggestions that fully met the brief. We now have a good idea of our short term actions and a viable plan for the future. Overall, Absolute were a pleasant change from the usual advisory firms. Victoria was efficient and responsive and we would have no hesitation in recommending her to anyone requiring financial advice.

Making an informed decision

Benefits

Considerations

Long-term care costs can vary depending on the level of care required and the region in which you live. It's essential to research the cost of care in your area and consider the level of care you or your loved one may require.

There are several funding options available to pay for long-term care, including self-funding, and state-funded support. It's important to understand the eligibility criteria and the benefits and drawbacks of each funding option.

It is important to consider the type of care required and the associated cost. Home care can be less expensive than care homes, but it's important to consider the level of care required and the associated costs of home adaptations and support.

Local authorities carry out care assessments to determine the level of care required and the funding options available. It's important to ensure that the assessment accurately reflects the level of care required to receive the appropriate level of funding.

Long-term care costs can significantly impact inheritance planning. It's important to consider the impact on inheritance planning and take steps to protect assets and plan for the future.

Long-term care insurance can provide financial support for long-term care costs.

Building a fund specifically designated for potential long-term care needs can help cover costs.

For individuals with complex health needs, NHS Continuing Healthcare might cover the full cost of care outside of a hospital. Eligibility for this funding is based on health needs rather than income and savings.

Utilising pension funds and investments to cover long-term care costs might be an option, but this needs careful consideration and planning.

Important Information

It is important to understand the risk associated with any form of financial product as well as the fees involved.

Past Performance

Past performance is not a guarantee of future return, nor is it necessarily indicative of future performance. Keep in mind investing involves risk. The value of your investment may fluctuate over time, and you may gain or lose money.

Fees

The precise amount of the fee will depend upon your circumstances, and our advisors will provide you with an accurate set of costings after assessing your situation.

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Absolute Financial Management is authorised and regulated by the Financial Conduct Authority, FCA Number 401135 / https://register.fca.org.uk/

Registered in England and Wales 05027747. Registered Office The Bull Yard, R/O 75 High Street, Ashford, Kent, United Kingdom, TN24 8SN.

Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service, Exchange Tower, London, E14 9SR. Website: www.financial-ombudsman.org.uk.