Planning for long-term care

Achieve peace of mind by easing the financial burden of long-term care.

Ease the financial burden of long-term care requirements.

Long term care planning means taking steps in advance to ensure you are financially prepared for any support you may need in the future.

Our team of experts can help to explain the options available for care that may be required immediately or at some point in the future.

Safeguarding your finances
Ensuring your loved ones can afford present and future care
Feel more confident about your future
Range of options to suit your personal needs
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Your Journey

Speak to an adviser
One of our financial advisers will contact you using your preferred method of communication to discuss your financial objectives and current circumstances.
Find a plan that works for you
Your adviser will support you throughout your journey with us, putting your needs at the forefront of every decision.
Begin your journey
Now you're on the road to financial freedom. Your adviser will support you throughout your journey with us, putting your needs at the forefront of every decision.

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Making an informed decision

Benefits
Considerations
Long-term care costs can vary depending on the level of care required and the region in which you live. It's essential to research the cost of care in your area and consider the level of care you or your loved one may require.
There are several funding options available to pay for long-term care, including self-funding, and state-funded support. It's important to understand the eligibility criteria and the benefits and drawbacks of each funding option.
It is important to consider the type of care required and the associated cost. Home care can be less expensive than care homes, but it's important to consider the level of care required and the associated costs of home adaptations and support.
Local authorities carry out care assessments to determine the level of care required and the funding options available. It's important to ensure that the assessment accurately reflects the level of care required to receive the appropriate level of funding.
Long-term care costs can significantly impact inheritance planning. It's important to consider the impact on inheritance planning and take steps to protect assets and plan for the future.
Long-term care insurance can provide financial support for long-term care costs.
Building a fund specifically designated for potential long-term care needs can help cover costs.
For individuals with complex health needs, NHS Continuing Healthcare might cover the full cost of care outside of a hospital. Eligibility for this funding is based on health needs rather than income and savings.
Utilising pension funds and investments to cover long-term care costs might be an option, but this needs careful consideration and planning.

Important Information

It is important to understand the risk associated with any form of financial product as well as the fees involved.
Past Performance
Past performance is not a guarantee of future return, nor is it necessarily indicative of future performance. Keep in mind investing involves risk. The value of your investment may fluctuate over time, and you may gain or lose money.
Fees
The precise amount of the fee will depend upon your circumstances, and our advisors will provide you with an accurate set of costings after assessing your situation.

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